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Group dental insurance, similar to group health insurance, is a type of coverage usually offered by an employer. It helps pay for dental care for employees and their families. In most cases, group dental insurance is less expensive than individual purchasing coverage.
It typically includes coverage through a licensed dentist for preventive care, such as regular checkups and cleanings, and major services like fillings and crowns. Employers can offer Group dental plans as part of a benefits package or purchase independently of an insurer. In most cases, you pay a monthly premium to access the covered services and then pay out-of-pocket costs for any services you receive.
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