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According to Life Happens, “No one really wants to think about life insurance. But if someone depends on you financially, it’s a topic you can’t avoid. Getting life insurance doesn’t have to be hard (or boring). We have some answers to common questions about life insurance so that you can make informed decisions about protecting your loved ones financially.”
Planning for life is more than just investments. Each decision made impacts financial well-being. Therefore, we advise on what your money touches, important purchases, education decisions, investment and much more — plus, we help you execute your plan.
Planning today will make a difference in your retirement lifestyle tomorrow.
Once someone retires, the after years can entail everything you want—if you pave the way with a comprehensive financial plan that includes your Social Security income.
Planning will save you from unexpected financial obligations caused by long term care expenses. It’s good to consider purchasing long-term care insurance while you’re still healthy, because you might not qualify for it later on if your health changes.
Life insurance policies fall into two primary categories. Permanent life insurance policies provide lifelong coverage — even if you live to 100, the policy will pay a benefit as long as premiums are paid.
A term life insurance policy is the simplest form of life insurance. Premiums are paid for a specific time frame — typically between 10 and 30 years – and if you die a cash benefit is paid the beneficiary.
Hybrid insurance policies combine life and long-term care insurance. The policies help protect retirement nest eggs from being depleted by expenses incurred as retirees cannot care for themselves. Death benefits can be granted to a beneficiary.
Hybrid Life Insurance can provide assistance in paying coverage if there is a need, such as death benefit, or long-term care.
A Notary Public is an official of integrity appointed by state government. They serve as an impartial witness performing official fraud deterrent acts by regulating signature on important documents.
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