Plans tailored to employers with under 25 employees. Health, Dental and Vision may be sponsored by the employer and even payroll deducted. Life plans are portable, which means that if an employee leaves, the plan is theirs and they do not need to requalify with another employer or an older age. Everyone benefits from group – level pricing. Some plans require a minimum number of employee participation
Group life insurance covers an affiliated group of individuals, typically employees of a small business or members of an organization, who can be covered under a single master contract.
Group health insurance is similar to individual coverage, but there are some major differences. SW Financial Concepts will help explain the options so you can better understand what suits your small business and employees the most.
Dental coverage helps reduce the amount spent on preventive care and treatments. For example, you may only have to pay a percentage of the full price to get a root canal or filling, depending on your plan. When looking for affordable dental plans, consider what the plans cover and what you need for coverage.
Group vision insurance provides coverage for eye care expenses. Many employers offer vision insurance, where employees pay a premium, usually through payroll reduction. It can be a great way to provide peace of mind regarding your vision health.
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